AWM LO

Hi, my name is Ray! I am so glad you’ve visited my website! I’m a full-service Loan Officer and Producing Branch Manager, serving the entire Tennessee market. By harnessing the acquired skills and experience over my 22-year-long mortgage career, I can safely lead my clients through a stress-free mortgage process. I believe in treating each customer as if they were a family member and customizing a mortgage plan that is specifically tailored to them, that meets their short- and long-term financial goals.